DEBT RESTRUCTURING

Debt restructuring is a typical method that is normally used by companies that are currently struggling  with their outstanding debt obligations in order to alter the terms of the debt agreements so that it would work to achieve some advantage. Companies will use debt restructuring because it helps them to avoid default on existing debt or that they want to take advantage of a lower interest rate offered.

A company will often issue what they called callable bonds in order to allow them to readily restructure their debt in the future. The existing debt is called and then later being replaced with new debt which at a lower interest rate. Companies however can also restructure their debt by the means of altering the terms and the provisions of existing debt issue.

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While loans as we think might be able to help businesses with their cash flow and working capital requirements, but they can also result in the company in making multiple repayments at each and month at varying interest rates, and this has proven to be very expensive, damaging the potential of such business’s ability to grow.

If however your business happened to be in this situation, there is one way that can help you to lessen the burden of these loans which could be to restructure your company’s debt in order to make repayments more affordable and simple to keep track of. There are many benefits that businesses would gain from doing the debt restructuring as there are also some points that they need to be aware of:

  1. This process could help the businesses to effectively consolidates all of their debts and form it into one debt with lower interest rate. So rather then spending a lot of times juggling through various payments at the end of the month, you can start focusing on one that you should keep track on.
  2. Through this method business owners can help extend their tenure on the debt repayment. So they could plan their financial more carefully and easily this time around.
  3. Later they can also fixed the repayment amount with the new one that can bring them some advantages. They can now pay the debt at lower interest rate and save a lot on their budget for other things related to their business.
  4. Through this method also, it can help to clear up their names that have been blacklisted by CCRIS and CTOS and with this their names will be cleared and being eligible to apply for loan again from banks.
  5. This short term loan will also help them to clear up their credit record history which is essential before they are starting to apply back loans from banks.

Thus, you can count on us, licensed money lender when you are deciding to restructure your debt because we could help you to achieve all that are listed above for the expansion of your business. We could help you to achieve that in the most simplified manner so contact us and let us take you from there.

Besides than debt restructuring, you may be interested in other loans services such as Personal Loan, Business Loan and SME Loan.